Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Secured SME Term Loans

Secured SME Term Loans

Invest to grow with a flexible term loan that is built around your company's ambitions and individual needs.

Invest to grow with a flexible term loan that is built around your company's ambitions and individual needs.

Secured SME Term Loans

If you are a business looking to grow then we can help you invest in your future.

There is no one-size fits all with us. We use local knowledge and years of experience to craft a deal that is tailored to your business. We'll support you in achieving your goals.

Get a decision from our experts within 24 hours.

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Indicative terms sheet

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.

Loan Type Property Security Other Security
Commitment Term Up to 5 years
Amortisation Profile
(Interest only periods may be available)
Up to 10 years
Maximum LTV 75% 70%
Preferred LTV < 65% <60%
Maximum Debt £5m £5m
Preferred Debt £100,000 - £2m £100,000 - £1m
Arrangement Fee Negotiable but typically 2.5%
Interest Rate
(rate dependent on risk and loan size)
From 7.9% min From 9.5% min

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Fast facts

Brochure Download

Learn more about our Secured SME Term Loans, with indicative terms, product benefits and a case study all included

Case Study

Assetz Capital helped DNG Kidderminster Properties Ltd refinance a previous loan and acquire further funding to purchase further sites.