We are currently operating a queuing system for new investment into the Access Accounts and as a result your funds will be invested at a slower pace than usual. Click here to find out more.

Secured SME Term Loans

Invest to grow with a flexible term loan built around your company's ambitions and individual needs.

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Why Assetz Capital?

There's no one-size fits all with us. We use local knowledge and years of experience to craft a deal that is tailored to your business. We'll support you in achieving your goals.

We place no restrictions on UK locations and our fixed rates allow you to budget effectively for the term of the loan.


Number of businesses we’ve helped


Total retail and institutional funds lent to UK businesses to date (including CBILS loans arranged through Assetz Capital Lending Limited)


SME term loans up to £2.5m

Indicative terms sheet

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.

1st Charge 2nd Charge
Commitment term Up to 5 years
Amortisation profile Up to 25 years / interest only periods considered
Maximum LTV 75% (including any retained interest) 70% (including interest & prior debt)
Maximum debt


Preferred debt £250k - £10m
Borrower rate per annum
(rate dependent on risk and loan size)
From 5.5%

Read our case studies

We have lent over £1464 million to UK businesses, read some of our success stories below.

Peter Foxcroft

Peter Foxcroft case study

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Taj Ubhi

Taj Ubhi case study

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Peter Mackey

Peter Mackey case study

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