Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Peer-To-Peer Lending & Investment With Assetz Capital

Credit Awards Best Peer-to-Peer Lender 2016 defaqto 5 star - peer to peer lending 2016

Investment Accounts

Backed by Discretionary Provision Funds

*

Interest is quoted gross and is capped at the quoted rate although actual returns could be lower. Target interest rates should be considered along with the relevant investment account expected defaults and losses. Access times relate to withdrawals in normal market conditions but cannot be guaranteed. This is an investment in peer-to-peer loans - it is not a bank account. Capital is at risk.

Fact #1

Integrity

Investors' money is held in a designated client money account, in accordance with FCA rules

Winner - Best Peer-to-Peer Lender 2016

Credit Awards 2016 - Winner - Best P2P Lender - Assetz Capital

We're very proud to have won the "Best Peer-to-Peer Lender" award at the "Credit Today" event on Thursday 12 May.

Fact #2

£28m+

Earned as total gross interest by lenders since launch

As Featured In:

  • The Times
  • Financial Times
  • The Guardian
  • Daily Mail

Fact #3

22,000+

Lenders helping UK businesses thrive and grow

Recent Trustpilot Reviews:

16th June

A first class lending platform

I have been investing in this excellent platform for a few months. They have numerous options for investors from an easy access account to a self select and an automatic diversion account. They only require a one pound minimum investment ...

Paul B

Fact #4

£357m+

Has been lent to credit-worthy UK SMEs as of today

Recent Awards:

  • defaqto 5 star - peer to peer lending 2016
  • Innovation & Excellence Awards 2017 - Winner
  • Credit Today 2016 - Winner
  • AltFi Awards 2015

Fact #5

Security

Every loan is backed by asset security

What Our Investors Have To Say:

Having being a lender on another half a dozen p2p sites I have to say I feel more confident about the outcomes of each loan on Assetz compared to all the others

A Mc

Borrow

Fairer, Growth, Together.

At Assetz Capital investors pay no fees to lend directly to a UK SME or property business. The borrower can receive finance that may be more flexible than traditional lenders can offer. Whether you are a Lender or Borrower see how you can achieve more with Assetz Capital.

“Tavistock Investments has entered into a new, three-year, £2m debt facility with Assetz Capital.”

“Each loan is secured to protect investors rather than a pot of money being built up.”

“Peer-to-peer finance platform Assetz Capital has announced that it has secured £525million to be lent to UK SMEs.”

Our Purpose

As one of the leading peer to peer lending businesses, our purpose is very clear; to deliver fairer growth together. What do we mean by this? Well everything that we do is aimed at growing your investments with us, at growing credit worthy businesses by providing them access to your capital and at growing people and their careers with us as they manage our investors and borrowers.

This is achieved by us all working together effectively and using the power of the internet to be efficient. Through efficiency we seek to deliver better value to each of our stakeholders; the prospect of higher returns to investors and lower cost finance to businesses with us being efficient but profitable in the middle.

Fairer, Growth, Together.

22,264
lenders helping UK businesses thrive and grow

Start Investing

  • has been lent to credit-worthy UK SME businesses
  • Earning gross rates of return between - per annum*
  • Since launch lenders have earned total gross interest of
  • No fees are charged to our lenders for investing through our platform
*

These rates of return are currently available to investors on the Assetz Capital platform. All rates are quoted gross, before allowances for tax or any possible losses. Interest target rates should be considered along with the relevant investment account expected defaults and losses. Past performance is not indicative of future results. This is an investment in peer-to-peer loans - it is not a bank account. Capital is at risk.

£500m+
available and ready to lend

Apply for a loan

  • 420 businesses benefitting from investment
  • A nationwide team of relationship managers and legal advisors
  • Authorised and regulated by the Financial Conduct Authority
  • Quick initial indications on our capacity to facilitate a loan

Latest Case Studies

Northern Vaporisers

Northern Vaporisers

Phillip Gosling borrowed £100k from 297 investors to expand his aesthetic vaporiser manufacturing business.

The loan financed the move to a 7,000 square foot premises and the recruitment of additional staff assuring a high level of quality of production while facing increased demand.

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Potterspury Equine Centre

Potterspury Equine Centre

Alison Worker and her husband borrowed £153k from 422 investors to launch their equine centre.

The loan financed the development of the business that employs ten staff and provides stables, animal feed, rider training and comprehensive care for horses.

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C and C Carpets

C&C Carpets

Martin Chilcott borrowed £90k from 359 investors to purchase the warehouse that was adjacent to his carpet business.

The loan has secured the continued use of the warehouse as a storage area and set in motion the plans to turn the site into town houses.

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DNG Kidderminster Properties Ltd

DNG Kidderminster Properties Ltd

Nick Sellman borrowed £1.4m from 1,056 investors to refinance a previous loan and purchase two buildings for development.

The loan also enabled them to release equity from the buildings – used to acquire additional sites.

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Forth Homed Ltd

Forth Homes Ltd

Peter Foxcroft and partners borrowed £3,968,397 from our investors to build 22 homes in liverpool.

The loan allowed them to start the development of the 22 residential units that are aimed at the starter and executive markets.

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The Quadrant Business Centre

The Quadrant Business Centre

Dawn Grinham borrowed £369k from 489 investors to purchase the building that housed her business centre.

The loan has secured the future of Dawn’s business providing meeting rooms and virtual office services to a variety of local and national enterprises.

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UK EXIM Ltd

UK EXIM Ltd

Mark Runiewicz borrowed £2m from 2,161 investors to increase the spending power of his import/export finance company.

The loan was delivered in five tranches to fit in with their trading profile and has successfully boost their spending power, allowing them to fund the increased demand.

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Scalford Court Care Home

Scalford Court Care Home

Jeremy Lord borrowed £900k from 618 investors to re-finance a loan for his care home.

The loan has given the CQC credited care home extra time to find re-financing from traditional institutions while allowing the recruitment of new employees and retraining current staff.

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