Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Peer-To-Peer Lending & Investment With Assetz Capital

Credit Awards Best Peer-to-Peer Lender 2016 defaqto 5 star - peer to peer lending 2016

Investment Accounts

Backed by Discretionary Provision Funds

Quick Access Account (QAA)

Earn 3.75% p.a. target loan interest*
3.75%p.a. target loan interest* with immediate access for withdrawal backed by Provision Fund in normal market conditions
Quick Access Account

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Our QAA with no fees for lenders and no notice in normal market conditions.

30-Day Access Account (30DAA)

Earn 4.25% p.a. target loan interest*
4.25% p.a. target loan interest* with 30-day notice period for withdrawal backed by Provision Fund in normal market conditions
30-Day Access Account

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Our 30DAA offers diversity across secured business loans.

Property Secured Investment Account

Earn 5.50% p.a. target loan interest*
5.50% p.a. target loan interest* backed by Provision Fund and no penalty for withdrawal
Property Secured Investment Account

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Automatically invest in a diversified portfolio of property or land backed business loans, all with low LTVs.

Great British Business Account

Earn 7.00% p.a. target loan interest*
7.00% p.a. target loan interest* backed by Provision Fund and no penalty for withdrawal
Great British Business Account

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Automatically invest in diversified, property-backed business loans.

Green Energy Income Account

Earn 7.00% p.a. target loan interest*
7.00% p.a. target loan interest* backed by Provision Fund and no penalty for withdrawal
Green Energy Income Account

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Automatically invest in diversified, renewable energy project loans.

*

Interest is quoted gross and is capped at the quoted rate although actual returns could be lower. Target interest rates should be considered along with the relevant investment account expected defaults and losses. Access times relate to withdrawals in normal market conditions but cannot be guaranteed. This is an investment in peer-to-peer loans - it is not a bank account. Capital is at risk.

Fact #1

Integrity

Investors' money is held in a designated client money account, in accordance with FCA rules

Winner - Best Peer-to-Peer Lender 2016

Credit Awards 2016 - Winner - Best P2P Lender - Assetz Capital

We're very proud to have won the "Best Peer-to-Peer Lender" award at the "Credit Today" event on Thursday 12 May.

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Fact #2

£23m+

Earned as total gross interest by lenders since launch

As Featured In:

  • The Times
  • Financial Times
  • The Guardian
  • Daily Mail

Fact #3

20,000+

Lenders helping UK businesses thrive and grow

Recent Trustpilot Reviews:

13th March

Excellent

Excellent, ethical Company with a great, easy to understand web-site.

Chris A

Fact #4

£290m+

Has been lent to credit-worthy UK SMEs as of today

Recent Awards:

  • defaqto 5 star - peer to peer lending 2016
  • Innovation & Excellence Awards 2017 - Winner
  • Credit Today 2016 - Winner
  • AltFi Awards 2015

Fact #5

Security

Every loan is backed by asset security

What Our Investors Have To Say:

Having being a lender on another half a dozen p2p sites I have to say I feel more confident about the outcomes of each loan on Assetz compared to all the others

A Mc

Borrow

Commercial Mortgages

Commercial Mortgages

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We can provide fast, flexible finance to UK Businesses mortgaging their own premises or for commercial landlords.

Secured SME Term Loans

Secured SME Term Loans

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Our SME Term Loans can be backed with property or other security. We offer fast decisions in principle for a flexible finance solution to suit the business.

Renewable Energy Loans

Renewable Energy Loans

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We can offer competitive finance for a number of Green Energy projects that include anaerobic digesters, solar energy and onshore wind turbines.

Development Finance

Development Finance

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Our property development lending team are experts in the industry over many cycles. We understand each project in detail and can help find a competitive solution.

Development Finance with Presales

Development Finance with Presales

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With our sister company Assetz for Investors, Assetz Capital can offer a pre-sales solution for both apartment and housing schemes.

Residential Buy-to-Let

Residential Buy-to-Let

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We lend to experienced landlords or their Limited Company (Including SPVs), accept some light adverse and will consider overseas landlords owning UK properties.

Bridging Finance

Bridging Finance

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We really understand the intricacies of bridging and our highly experienced team can provide a quick approval on these with very competitive rates.

Hunting Licence

Hunting Licence

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Assetz Capital reintroduced this facility with our Property Investor Hunting Licence, available to businesses wanting to trade, develop and invest in property.

Fairer, Growth, Together.

At Assetz Capital investors pay no fees to lend directly to a UK SME or property business. The borrower can receive finance that may be more flexible than traditional lenders can offer. Whether you are a Lender or Borrower see how you can achieve more with Assetz Capital.

“Tavistock Investments has entered into a new, three-year, £2m debt facility with Assetz Capital.”

“Each loan is secured to protect investors rather than a pot of money being built up.”

“Peer-to-peer finance platform Assetz Capital has announced that it has secured £525million to be lent to UK SMEs.”

Our Purpose

As one of the leading peer to peer lending businesses, our purpose is very clear; to deliver fairer growth together. What do we mean by this? Well everything that we do is aimed at growing your investments with us, at growing credit worthy businesses by providing them access to your capital and at growing people and their careers with us as they manage our investors and borrowers.

This is achieved by us all working together effectively and using the power of the internet to be efficient. Through efficiency we seek to deliver better value to each of our stakeholders; the prospect of higher returns to investors and lower cost finance to businesses with us being efficient but profitable in the middle.

Fairer, Growth, Together.

20,064
lenders helping UK businesses thrive and grow

Start Investing

  • has been lent to credit-worthy UK SME businesses
  • Earning gross rates of return between - per annum*
  • Since launch lenders have earned total gross interest of
  • No fees are charged to our lenders for investing through our platform

*These rates of return are currently available to investors on the Assetz Capital platform. All rates are quoted gross, before allowances for tax or any possible losses. Interest target rates should be considered along with the relevant investment account expected defaults and losses. Past performance is not indicative of future results.

£500m+
available and ready to lend

Apply for a loan

  • 369 businesses benefitting from investment
  • A nationwide team of relationship managers and legal advisors
  • Authorised and regulated by the Financial Conduct Authority
  • Quick initial indications on our capacity to facilitate a loan

Latest Case Studies

Hayfield Engineering

Hayfield Engineering

Andy Proffitt borrowed £275k from 611 investors to purchase a specialist-engineering firm.

The loan secured the sale of the company and Andy has plans to increase the client base by venturing into new industries.

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Athena Healthcare Ltd

Athena Healthcare Ltd

Stephen Wylie borrowed £3.3m from 1,150 investors to fund the build of a 91-bed care home in Southport.

The loan helped to build a high quality care home that focuses on housing residents with dementia.

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Northern Vaporisers

Northern Vaporisers

Phillip Gosling borrowed £100k from 297 investors to expand his aesthetic vaporiser manufacturing business.

The loan financed the move to a 7,000 square foot premises and the recruitment of additional staff assuring a high level of quality of production while facing increased demand.

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Scalford Court Care Home

Scalford Court Care Home

Jeremy Lord borrowed £900k from 618 investors to re-finance a loan for his care home.

The loan has given the CQC credited care home extra time to find re-financing from traditional institutions while allowing the recruitment of new employees and retraining current staff.

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Stockport Buy-To-Let

Stockport Buy-to-Let

Ged Hutton borrowed £95,445 from 273 investors to purchase a new build residential buy-to-let property in Stockport. The property was sourced via Assetz Capital’s sister organisation, Assetz For Investors.

The loan helped him secure the modern 3-bedroomed terraced property that he is now letting out as an investment.

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The Shrubbery

The Shrubbery

The Sandhu family borrowed £700k from 644 investors to pay back a previous investor and increase their working capital.

The loan also provided the CQC accredited care home with extra working capital for the operation of the business.

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Gower Homes

Gower Homes

Michael Forgave borrowed £700k from 604 investors to fund the development of 47 new homes in Wrexham.

The loan was used to develop the initial phases of 47 one, two and three-bedroomed properties, 12 of which will become affordable houses, ring-fenced for local house buyers.

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The Quadrant Business Centre

The Quadrant Business Centre

Dawn Grinham borrowed £369k from 489 investors to purchase the building that housed her business centre.

The loan has secured the future of Dawn’s business providing meeting rooms and virtual office services to a variety of local and national enterprises.

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