Finance, powered by you.
Earn a target interest rate up to 4.10% p.a (before tax and any possible losses) through our Access Accounts
Invest in secured peer-to-peer business loans and support UK SMEs and property developers
Earn tax-free loan interest when you invest through our Innovative Finance ISA
As with all investments, you’ll take some risks. In this case, your capital is at risk and isn’t protected by the Financial Services Compensation Scheme. But we’ll help you understand and manage these risks.
Our story so far
Since 2013, we've been helping our investors to support UK businesses via secured loans.
Total number of investors on our platform
Total we've lent to UK businesses to date
Total gross interest earnt by investors to date
An account for everyone
We know that one size doesn't fit all, so we've created a range of accounts for different kinds of people. Take a look and decide which one suits you.
Investing is a balance of risk versus reward. It’s important to remember that investment in peer-to-peer loans isn’t covered by the Financial Services Compensation Scheme and it’s not a bank account. Remember, your capital is at risk.
* Target interest rates are quoted gross (before any tax and possible losses) and are capped at the quoted rate although actual returns could be lower.
Quick Access Account
Almost immediate access to your cash, in normal market conditions.
Up to 3.75% p.a. gross target interest.*
Find out more
30 Day Access
Get your cash back within 30 days, in normal market conditions.
Up to 4.00% p.a. gross target interest.*
Find out more
90 Day Access
Get your cash back within 90 days, in normal market conditions.
Up to 5.75% p.a. gross target interest.*
Find out more
Manual Lending
Pick and choose which loans to invest in.
Sell them whenever you want, subject to demand.
Understanding risk
Almost everything we do in life involves a balance of risk versus reward, and investing is no different. Whenever you lend money to somebody else, you get the potential to earn interest as your reward, but there's a chance you might not get your money back, leading to a reliance on the security backing the loan. Even with loan security, there is no guarantee that there will never be a loss.
We'll help you understand some of the main risks involved and explain what we do to help you minimise them.
Find out more Sign up nowEarn more - invest tax-free
The Government lets you invest up to £20,000 each year tax-free in an ISA. You can 'wrap' any Assetz Capital account in an IFISA, so that you don't pay tax on the interest you earn, and you can transfer in any other ISAs you have and invest those too.
Find out more
Don't just take our word for it
