As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan.

Close risk warning

Join Your Peers

and earn -  p.a.* today

Whether you are an investor or a business borrower, your peers are achieving more by using our leading peer-to-peer lending marketplace.

  • Investors earn interest by lending to UK SME and property businesses
  • Creditworthy businesses quickly receive their loans
  • Assetz Capital manages the peer-to-peer lending process

It's that simple and it's changing the world of finance.

Investor Info Apply For A Loan

* These rates of return are currently available to investors on the Assetz Capital platform. All rates are quoted gross, before allowances for tax or any possible losses.

9,715
lenders helping UK businesses thrive and grow

Start Investing

  • Icon
    has been lent to credit-worthy UK SME businesses
  • Icon
    Earning gross rates of return between - per annum*
  • Icon
    Since launch lenders have received total gross interest of
  • Icon
    No fees are charged to our lenders for investing through our platform

171
businesses benefitting from investment

Apply for a loan

  • Icon
    A panel of underwriters for fast funding of loans
  • Icon
    A nationwide team of relationship managers and legal advisors
  • Icon
    Authorised and regulated by the Financial Conduct Authority
  • Icon
    Quick initial indications on our capacity to facilitate a loan

Latest Case Studies

MEC Electrical Integrated

MEC Electrical Integrated

Damian Dowling borrowed £100k from 376 investors to fund the growth of his electrical contractor business.

The loan aided the growth of his business specialising in installing a variety of electrical systems for commercial and residential clients by hiring 8 additional staff.

close
C and C Carpets

C&C Carpets

Martin Chilcott borrowed £90k from 359 investors to purchase the warehouse that was adjacent to his carpet business.

The loan has secured the continued use of the warehouse as a storage area and set in motion the plans to turn the site into town houses.

close
The Quadrant Business Centre

The Quadrant Business Centre

Dawn Grinham borrowed £369k from 489 investors to purchase the building that housed her business centre.

The loan has secured the future of Dawn’s business providing meeting rooms and virtual office services to a variety of local and national enterprises.

close
Scalford Court Care Home

Scalford Court Care Home

Jeremy Lord borrowed £900k from 618 investors to re-finance a loan for his care home.

The loan has given the CQC credited care home extra time to find re-financing from traditional institutions while allowing the recruitment of new employees and retraining current staff.

close
Kris Cruisers

Kris Cruisers

Chris Clark borrowed £50k from 212 investors to refurbish his fleet of luxury cruisers.

The loan helped sustain the quality of their Royal River Thames boating holidays offered by the family run business since 1966.

close
Chaysa

Chaysa Ltd

Charles Lovell borrowed £335k from 381 investors to purchase a three-storey property in Redditch.

The loan helped Charles to continue his renovation of the building that had tenants secured for the ground floor restaurants. The loan was paid back, with interest, to our lenders within eight months.

close
Hayfield Engineering

Hayfield Engineering

Andy Proffitt borrowed £275k from 611 investors to purchase a specialist-engineering firm.

The loan secured the sale of the company and Andy has plans to increase the client base by venturing into new industries.

close
The Shrubbery

The Shrubbery

The Sandhu family borrowed £700k from 644 investors to pay back a previous investor and increase their working capital.

The loan also provided the CQC accredited care home with extra working capital for the operation of the business.

close

Our Purpose

As one of the leading new peer to peer lending businesses, our purpose is very clear; to deliver fairer growth together. What do we mean by this? Well everything that we do is aimed at growing your investments with us, at growing credit worthy businesses by providing them access to your capital and at growing people and their careers with us as they manage our investors and borrowers.

This is achieved by us all working together effectively and using the power of the internet to be efficient. Through efficiency we seek to deliver better value to each of our stakeholders; the prospect of higher returns to investors and lower cost finance to businesses with us being efficient but profitable in the middle.

Fairer, Growth, Together.

Ready to get started?

It's quick and easy to register. If you have any questions, contact us.

Get started
  • Financial World
  • Bridging and commercial
  • Insider
  • CreditToday
  • NWFA