Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if borrowers were unable to repay their loans. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. We recommend that prospective lenders read the Key Investor Information pages before investing.

Peer-to-Peer Investment & Lending With Assetz Capital

Investment Accounts backed by Discretionary Provision Funds

*Interest is quoted gross and is capped at the quoted rate although actual returns could be lower.

Fact #1

£0.00

No investor has ever made a loss in our automatic investment accounts

Winner - Best Peer-to-Peer Lender 2016

Credit Awards 2016 - Winner - Best P2P Lender - Assetz Capital

We're very proud to have won the 'Best Peer-to-Peer Lender' award at the 'Credit Today' event on Thursday 12 May.

Fact #2

£11m+

Earned as total gross interest by lenders since launch

As Featured In:

  • The Times
  • Financial Times
  • The Guardian
  • Daily Mail

Fact #3

13,000+

Lenders helping UK businesses thrive and grow

Recent Trustpilot Reviews:

11th April

Good quality asset-backed P2P lending

Have been using Assetz for over a year now and continue to be impressed. Averaging 11% return to date.

SteveT

Fact #4

£117m+

Has been lent to credit-worthy UK SMEs as of today

Recent Awards:

  • Consumer Moneyfacts Awards 2016
  • Fintech Excellence Winner 2015
  • Credit Today 2016 - Winner
  • AltFi Awards 2015

Fact #5

£0.00

No investor has ever made a loss in our automatic investment accounts

What Our Investors Have To Say:

Having being a lender on another half a dozen p2p sites I have to say I feel more confident about the outcomes of each loan on Assetz compared to all the others

A Mc

Borrow

Fairer, Growth, Together.

At Assetz Capital investors pay no fees to lend directly to a UK SME or property business. The borrower can receive finance that may be more flexible than traditional lenders can offer. Whether you are a Lender or Borrower see how you can achieve more with Assetz Capital.

“Tavistock Investments has entered into a new, three-year, £2m debt facility with Assetz Capital.”

“Each loan is secured to protect investors rather than a pot of money being built up.”

“Peer-to-peer finance platform Assetz Capital has announced that it has secured £525million to be lent to UK SMEs.”

Our Purpose

As one of the leading new peer to peer lending businesses, our purpose is very clear; to deliver fairer growth together. What do we mean by this? Well everything that we do is aimed at growing your investments with us, at growing credit worthy businesses by providing them access to your capital and at growing people and their careers with us as they manage our investors and borrowers.

This is achieved by us all working together effectively and using the power of the internet to be efficient. Through efficiency we seek to deliver better value to each of our stakeholders; the prospect of higher returns to investors and lower cost finance to businesses with us being efficient but profitable in the middle.

Fairer, Growth, Together.

13,123
lenders helping UK businesses thrive and grow

Start Investing

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    has been lent to credit-worthy UK SME businesses
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    Earning gross rates of return between - per annum*
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    Since launch lenders have earned total gross interest of
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    No fees are charged to our lenders for investing through our platform

*These rates of return are currently available to investors on the Assetz Capital platform. All rates are quoted gross, before allowances for tax or any possible losses.

£500m+
available and ready to lend

Apply for a loan

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    398 businesses benefitting from investment
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    A nationwide team of relationship managers and legal advisors
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    Authorised and regulated by the Financial Conduct Authority
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    Quick initial indications on our capacity to facilitate a loan

Latest Case Studies

Potterspury Equine Centre

Potterspury Equine Centre

Alison Worker and her husband borrowed £153k from 422 investors to launch their equine centre.

The loan financed the development of the business that employs ten staff and provides stables, animal feed, rider training and comprehensive care for horses.

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Kris Cruisers

Kris Cruisers

Chris Clark borrowed £50k from 212 investors to refurbish his fleet of luxury cruisers.

The loan helped sustain the quality of their Royal River Thames boating holidays offered by the family run business since 1966.

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Hayfield Engineering

Hayfield Engineering

Andy Proffitt borrowed £275k from 611 investors to purchase a specialist-engineering firm.

The loan secured the sale of the company and Andy has plans to increase the client base by venturing into new industries.

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The Shrubbery

The Shrubbery

The Sandhu family borrowed £700k from 644 investors to pay back a previous investor and increase their working capital.

The loan also provided the CQC accredited care home with extra working capital for the operation of the business.

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Gower Homes

Gower Homes

Michael Forgave borrowed £700k from 604 investors to fund the development of 47 new homes in Wrexham.

The loan was used to develop the initial phases of 47 one, two and three-bedroomed properties, 12 of which will become affordable houses, ring-fenced for local house buyers.

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MEC Electrical Integrated

MEC Electrical Integrated

Damian Dowling borrowed £100k from 376 investors to fund the growth of his electrical contractor business.

The loan aided the growth of his business specialising in installing a variety of electrical systems for commercial and residential clients by hiring 8 additional staff.

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UK EXIM Ltd

UK EXIM Ltd

Mark Runiewicz borrowed £2m from 2,161 investors to increase the spending power of his import/export finance company.

The loan was delivered in five tranches to fit in with their trading profile and has successfully boost their spending power, allowing them to fund the increased demand.

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Stockport Buy-To-Let

Stockport Buy-to-Let

Ged Hutton borrowed £95,445 from 273 investors to purchase a new build residential buy-to-let property in Stockport. The property was sourced via Assetz Capital’s sister organisation, Assetz For Investors.

The loan helped him secure the modern 3-bedroomed terraced property that he is now letting out as an investment.

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