Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Peer-To-Peer Lending & Investment With Assetz Capital

Credit Awards Best Peer-to-Peer Lender 2016 defaqto 5 star - peer to peer lending 2016

Investment Accounts

Backed by Discretionary Provision Funds

*

Interest is quoted gross and is capped at the quoted rate although actual returns could be lower. Target interest rates should be considered along with the relevant investment account expected defaults and losses. Access times relate to withdrawals in normal market conditions but cannot be guaranteed. This is an investment in peer-to-peer loans - it is not a bank account. Capital is at risk.

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Fact #1

Integrity

Investors' money is held in a designated client money account, in accordance with FCA rules

Winner - Best Peer-to-Peer Lender 2016

Credit Awards 2016 - Winner - Best P2P Lender - Assetz Capital

We're very proud to have won the "Best Peer-to-Peer Lender" award at the "Credit Today" event on Thursday 12 May.

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Fact #2

£27m+

Earned as total gross interest by lenders since launch

As Featured In:

  • The Times
  • Financial Times
  • The Guardian
  • Daily Mail

Fact #3

21,000+

Lenders helping UK businesses thrive and grow

Recent Trustpilot Reviews:

12th July

An easy to use site

An easy to use site, with prompt response from a human being when you need help. There are a number of investment options ranging from quick access through to self-selected individual loans. Assetz gets a very positive review from 4thWay.

Jack

Fact #4

£325m+

Has been lent to credit-worthy UK SMEs as of today

Recent Awards:

  • defaqto 5 star - peer to peer lending 2016
  • Innovation & Excellence Awards 2017 - Winner
  • Credit Today 2016 - Winner
  • AltFi Awards 2015

Fact #5

Security

Every loan is backed by asset security

What Our Investors Have To Say:

Having being a lender on another half a dozen p2p sites I have to say I feel more confident about the outcomes of each loan on Assetz compared to all the others

A Mc

Borrow

Commercial Mortgages

Commercial Mortgages

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We can provide fast, flexible finance to UK Businesses mortgaging their own premises or for commercial landlords.

Secured SME Term Loans

Secured SME Term Loans

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Our SME Term Loans can be backed with property or other security. We offer fast decisions in principle for a flexible finance solution to suit the business.

Renewable Energy Loans

Renewable Energy Loans

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We can offer competitive finance for a number of Green Energy projects that include anaerobic digesters, solar energy and onshore wind turbines.

Development Finance

Development Finance

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Our property development lending team are experts in the industry over many cycles. We understand each project in detail and can help find a competitive solution.

Development Finance with Presales

Development Finance with Presales

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With our sister company Assetz for Investors, Assetz Capital can offer a pre-sales solution for both apartment and housing schemes.

Residential Buy-to-Let

Residential Buy-to-Let

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We lend to experienced landlords or their Limited Company (Including SPVs), accept some light adverse and will consider overseas landlords owning UK properties.

Bridging Finance

Bridging Finance

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We really understand the intricacies of bridging and our highly experienced team can provide a quick approval on these with very competitive rates.

Hunting Licence

Hunting Licence

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Assetz Capital reintroduced this facility with our Property Investor Hunting Licence, available to businesses wanting to trade, develop and invest in property.

Fairer, Growth, Together.

At Assetz Capital investors pay no fees to lend directly to a UK SME or property business. The borrower can receive finance that may be more flexible than traditional lenders can offer. Whether you are a Lender or Borrower see how you can achieve more with Assetz Capital.

“Tavistock Investments has entered into a new, three-year, £2m debt facility with Assetz Capital.”

“Each loan is secured to protect investors rather than a pot of money being built up.”

“Peer-to-peer finance platform Assetz Capital has announced that it has secured £525million to be lent to UK SMEs.”

Our Purpose

As one of the leading peer to peer lending businesses, our purpose is very clear; to deliver fairer growth together. What do we mean by this? Well everything that we do is aimed at growing your investments with us, at growing credit worthy businesses by providing them access to your capital and at growing people and their careers with us as they manage our investors and borrowers.

This is achieved by us all working together effectively and using the power of the internet to be efficient. Through efficiency we seek to deliver better value to each of our stakeholders; the prospect of higher returns to investors and lower cost finance to businesses with us being efficient but profitable in the middle.

Fairer, Growth, Together.

21,821
lenders helping UK businesses thrive and grow

Start Investing

  • has been lent to credit-worthy UK SME businesses
  • Earning gross rates of return between - per annum*
  • Since launch lenders have earned total gross interest of
  • No fees are charged to our lenders for investing through our platform
*

These rates of return are currently available to investors on the Assetz Capital platform. All rates are quoted gross, before allowances for tax or any possible losses. Interest target rates should be considered along with the relevant investment account expected defaults and losses. Past performance is not indicative of future results. This is an investment in peer-to-peer loans - it is not a bank account. Capital is at risk.

£500m+
available and ready to lend

Apply for a loan

  • 404 businesses benefitting from investment
  • A nationwide team of relationship managers and legal advisors
  • Authorised and regulated by the Financial Conduct Authority
  • Quick initial indications on our capacity to facilitate a loan

Latest Case Studies

Northern Vaporisers

Northern Vaporisers

Phillip Gosling borrowed £100k from 297 investors to expand his aesthetic vaporiser manufacturing business.

The loan financed the move to a 7,000 square foot premises and the recruitment of additional staff assuring a high level of quality of production while facing increased demand.

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Scalford Court Care Home

Scalford Court Care Home

Jeremy Lord borrowed £900k from 618 investors to re-finance a loan for his care home.

The loan has given the CQC credited care home extra time to find re-financing from traditional institutions while allowing the recruitment of new employees and retraining current staff.

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Hayfield Engineering

Hayfield Engineering

Andy Proffitt borrowed £275k from 611 investors to purchase a specialist-engineering firm.

The loan secured the sale of the company and Andy has plans to increase the client base by venturing into new industries.

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UK EXIM Ltd

UK EXIM Ltd

Mark Runiewicz borrowed £2m from 2,161 investors to increase the spending power of his import/export finance company.

The loan was delivered in five tranches to fit in with their trading profile and has successfully boost their spending power, allowing them to fund the increased demand.

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C and C Carpets

C&C Carpets

Martin Chilcott borrowed £90k from 359 investors to purchase the warehouse that was adjacent to his carpet business.

The loan has secured the continued use of the warehouse as a storage area and set in motion the plans to turn the site into town houses.

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The Quadrant Business Centre

The Quadrant Business Centre

Dawn Grinham borrowed £369k from 489 investors to purchase the building that housed her business centre.

The loan has secured the future of Dawn’s business providing meeting rooms and virtual office services to a variety of local and national enterprises.

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Kris Cruisers

Kris Cruisers

Chris Clark borrowed £50k from 212 investors to refurbish his fleet of luxury cruisers.

The loan helped sustain the quality of their Royal River Thames boating holidays offered by the family run business since 1966.

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Kinetica 415 Ltd

Kinetica 415 Ltd

Kinetica 415 Ltd borrowed £435k from 1,275 investors to construct and operate a wind turbine in Burnley, Lancashire.

The loan will fund the total build costs of the 225kW wind turbine, grid connection cost and fees.

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