Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if borrowers were unable to repay their loans. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts.
We recommend that prospective lenders read the Key Investor Information pages before investing.

Peer-to-Peer Investment & Lending With Assetz Capital

Investment Accounts backed by Discretionary Provision Funds

*Interest is quoted gross and is capped at the quoted rate although actual returns could be lower.

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Fairer, Growth, Together.

At Assetz Capital investors pay no fees to lend directly to a UK SME or property business. The borrower can receive finance that may be more flexible than traditional lenders can offer. Whether you are a Lender or Borrower see how you can achieve more with Assetz Capital.

“Enabling about £55million of lending to about 100 businesses since 2013.”

“Each loan is secured to protect investors rather than a pot of money being built up.”

“Investors lending via Assetz Capital have taken home more than £1million in interest.”

Our Purpose

As one of the leading new peer to peer lending businesses, our purpose is very clear; to deliver fairer growth together. What do we mean by this? Well everything that we do is aimed at growing your investments with us, at growing credit worthy businesses by providing them access to your capital and at growing people and their careers with us as they manage our investors and borrowers.

This is achieved by us all working together effectively and using the power of the internet to be efficient. Through efficiency we seek to deliver better value to each of our stakeholders; the prospect of higher returns to investors and lower cost finance to businesses with us being efficient but profitable in the middle.

Fairer, Growth, Together.

12,358
lenders helping UK businesses thrive and grow

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    has been lent to credit-worthy UK SME businesses
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    Earning gross rates of return between - per annum*
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    Since launch lenders have earned total gross interest of
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    No fees are charged to our lenders for investing through our platform

*These rates of return are currently available to investors on the Assetz Capital platform. All rates are quoted gross, before allowances for tax or any possible losses.

£500m+
available and ready to lend

Apply for a loan

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    363 businesses benefitting from investment
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    A nationwide team of relationship managers and legal advisors
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    Authorised and regulated by the Financial Conduct Authority
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    Quick initial indications on our capacity to facilitate a loan

Latest Case Studies

Chaysa

Chaysa Ltd

Charles Lovell borrowed £335k from 381 investors to purchase a three-storey property in Redditch.

The loan helped Charles to continue his renovation of the building that had tenants secured for the ground floor restaurants. The loan was paid back, with interest, to our lenders within eight months.

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The Quadrant Business Centre

The Quadrant Business Centre

Dawn Grinham borrowed £369k from 489 investors to purchase the building that housed her business centre.

The loan has secured the future of Dawn’s business providing meeting rooms and virtual office services to a variety of local and national enterprises.

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Scalford Court Care Home

Scalford Court Care Home

Jeremy Lord borrowed £900k from 618 investors to re-finance a loan for his care home.

The loan has given the CQC credited care home extra time to find re-financing from traditional institutions while allowing the recruitment of new employees and retraining current staff.

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C and C Carpets

C&C Carpets

Martin Chilcott borrowed £90k from 359 investors to purchase the warehouse that was adjacent to his carpet business.

The loan has secured the continued use of the warehouse as a storage area and set in motion the plans to turn the site into town houses.

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MEC Electrical Integrated

MEC Electrical Integrated

Damian Dowling borrowed £100k from 376 investors to fund the growth of his electrical contractor business.

The loan aided the growth of his business specialising in installing a variety of electrical systems for commercial and residential clients by hiring 8 additional staff.

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DNG Kidderminster Properties Ltd

DNG Kidderminster Properties Ltd

Nick Sellman borrowed £1.4m from 1,056 investors to refinance a previous loan and purchase two buildings for development.

The loan also enabled them to release equity from the buildings – used to acquire additional sites.

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Six Degrees Student Accommodation

Six Degrees Student Accommodation

Taj Ubhi borrowed £1.5m from 118 investors to fund the construction of a student accommodation block in Nottingham.

With planning permission secured, the loan enabled Taj to finish the four-storey, 46 bed development.

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UK EXIM Ltd

UK EXIM Ltd

Mark Runiewicz borrowed £2m from 2,161 investors to increase the spending power of his import/export finance company.

The loan was delivered in five tranches to fit in with their trading profile and has successfully boost their spending power, allowing them to fund the increased demand.

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