Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Peer-To-Peer Lending & Investment With Assetz Capital

Credit Awards Best Peer-to-Peer Lender 2016 defaqto 5 star - peer to peer lending 2016

Investment Accounts

Backed by Discretionary Provision Funds

*Interest is quoted gross and is capped at the quoted rate although actual returns could be lower. Interest target rates should be considered along with the relevant investment account expected defaults and losses.

Fact #1

Integrity

Investors' money is held in a designated client money account, in accordance with FCA rules

Winner - Best Peer-to-Peer Lender 2016

Credit Awards 2016 - Winner - Best P2P Lender - Assetz Capital

We're very proud to have won the "Best Peer-to-Peer Lender" award at the "Credit Today" event on Thursday 12 May.

Fact #2

£21m+

Earned as total gross interest by lenders since launch

As Featured In:

  • The Times
  • Financial Times
  • The Guardian
  • Daily Mail

Fact #3

19,000+

Lenders helping UK businesses thrive and grow

Recent Trustpilot Reviews:

13th March

Excellent

Excellent, ethical Company with a great, easy to understand web-site.

Chris A

Fact #4

£257m+

Has been lent to credit-worthy UK SMEs as of today

Recent Awards:

  • defaqto 5 star - peer to peer lending 2016
  • Innovation & Excellence Awards 2017 - Winner
  • Credit Today 2016 - Winner
  • AltFi Awards 2015

Fact #5

Security

Every loan is backed by asset security

What Our Investors Have To Say:

Having being a lender on another half a dozen p2p sites I have to say I feel more confident about the outcomes of each loan on Assetz compared to all the others

A Mc

Borrow

Fairer, Growth, Together.

At Assetz Capital investors pay no fees to lend directly to a UK SME or property business. The borrower can receive finance that may be more flexible than traditional lenders can offer. Whether you are a Lender or Borrower see how you can achieve more with Assetz Capital.

“Tavistock Investments has entered into a new, three-year, £2m debt facility with Assetz Capital.”

“Each loan is secured to protect investors rather than a pot of money being built up.”

“Peer-to-peer finance platform Assetz Capital has announced that it has secured £525million to be lent to UK SMEs.”

Our Purpose

As one of the leading peer to peer lending businesses, our purpose is very clear; to deliver fairer growth together. What do we mean by this? Well everything that we do is aimed at growing your investments with us, at growing credit worthy businesses by providing them access to your capital and at growing people and their careers with us as they manage our investors and borrowers.

This is achieved by us all working together effectively and using the power of the internet to be efficient. Through efficiency we seek to deliver better value to each of our stakeholders; the prospect of higher returns to investors and lower cost finance to businesses with us being efficient but profitable in the middle.

Fairer, Growth, Together.

19,528
lenders helping UK businesses thrive and grow

Start Investing

  • has been lent to credit-worthy UK SME businesses
  • Earning gross rates of return between - per annum*
  • Since launch lenders have earned total gross interest of
  • No fees are charged to our lenders for investing through our platform

*These rates of return are currently available to investors on the Assetz Capital platform. All rates are quoted gross, before allowances for tax or any possible losses. Interest target rates should be considered along with the relevant investment account expected defaults and losses. Past performance is not indicative of future results.

£500m+
available and ready to lend

Apply for a loan

  • 349 businesses benefitting from investment
  • A nationwide team of relationship managers and legal advisors
  • Authorised and regulated by the Financial Conduct Authority
  • Quick initial indications on our capacity to facilitate a loan

Latest Case Studies

DNG Kidderminster Properties Ltd

DNG Kidderminster Properties Ltd

Nick Sellman borrowed £1.4m from 1,056 investors to refinance a previous loan and purchase two buildings for development.

The loan also enabled them to release equity from the buildings – used to acquire additional sites.

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Chaysa

Chaysa Ltd

Charles Lovell borrowed £335k from 381 investors to purchase a three-storey property in Redditch.

The loan helped Charles to continue his renovation of the building that had tenants secured for the ground floor restaurants. The loan was paid back, with interest, to our lenders within eight months.

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Stockport Buy-To-Let

Stockport Buy-to-Let

Ged Hutton borrowed £95,445 from 273 investors to purchase a new build residential buy-to-let property in Stockport. The property was sourced via Assetz Capital’s sister organisation, Assetz For Investors.

The loan helped him secure the modern 3-bedroomed terraced property that he is now letting out as an investment.

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Hayfield Engineering

Hayfield Engineering

Andy Proffitt borrowed £275k from 611 investors to purchase a specialist-engineering firm.

The loan secured the sale of the company and Andy has plans to increase the client base by venturing into new industries.

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Scalford Court Care Home

Scalford Court Care Home

Jeremy Lord borrowed £900k from 618 investors to re-finance a loan for his care home.

The loan has given the CQC credited care home extra time to find re-financing from traditional institutions while allowing the recruitment of new employees and retraining current staff.

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Kris Cruisers

Kris Cruisers

Chris Clark borrowed £50k from 212 investors to refurbish his fleet of luxury cruisers.

The loan helped sustain the quality of their Royal River Thames boating holidays offered by the family run business since 1966.

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Six Degrees Student Accommodation

Six Degrees Student Accommodation

Taj Ubhi borrowed £1.5m from 118 investors to fund the construction of a student accommodation block in Nottingham.

With planning permission secured, the loan enabled Taj to finish the four-storey, 46 bed development.

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Travel Joy Hostels

Travel Joy Hostels

Senan Sexton borrowed £475k from 610 investors to invest further in his award winning London-based tourist hostel business.

The loan also enabled him to purchase a commercial property in Dublin.

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