As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan.

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Join Your Peers

and earn -  p.a.* today

Whether you are an investor or a business borrower, your peers are achieving more by using our leading peer-to-peer lending marketplace.

  • Investors earn interest by lending to UK SME and property businesses
  • Creditworthy businesses quickly receive their loans
  • Assetz Capital manages the peer-to-peer lending process

It's that simple and it's changing the world of finance.

Investor Info Apply For A Loan

* These rates of return are currently available to investors on the Assetz Capital platform. All rates are quoted gross, before allowances for tax or any possible losses.

9,433
lenders helping UK businesses thrive and grow

Start Investing

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    has been lent to credit-worthy UK SME businesses
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    Earning gross rates of return between - per annum*
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    Since launch lenders have received total gross interest of
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    No fees are charged to our lenders for investing through our platform

164
businesses benefitting from investment

Apply for a loan

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    A panel of underwriters for fast funding of loans
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    A nationwide team of relationship managers and legal advisors
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    Authorised and regulated by the Financial Conduct Authority
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    Quick initial indications on our capacity to facilitate a loan

Latest Case Studies

The Quadrant Business Centre

The Quadrant Business Centre

Dawn Grinham borrowed £369k from 489 investors to purchase the building that housed her business centre.

The loan has secured the future of Dawn’s business providing meeting rooms and virtual office services to a variety of local and national enterprises.

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Kris Cruisers

Kris Cruisers

Chris Clark borrowed £50k from 212 investors to refurbish his fleet of luxury cruisers.

The loan helped sustain the quality of their Royal River Thames boating holidays offered by the family run business since 1966.

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C and C Carpets

C&C Carpets

Martin Chilcott borrowed £90k from 359 investors to purchase the warehouse that was adjacent to his carpet business.

The loan has secured the continued use of the warehouse as a storage area and set in motion the plans to turn the site into town houses.

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MEC Electrical Integrated

MEC Electrical Integrated

Damian Dowling borrowed £100k from 376 investors to fund the growth of his electrical contractor business.

The loan aided the growth of his business specialising in installing a variety of electrical systems for commercial and residential clients by hiring 8 additional staff.

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UK EXIM Ltd

UK EXIM Ltd

Mark Runiewicz borrowed £2m from 2,161 investors to increase the spending power of his import/export finance company.

The loan was delivered in five tranches to fit in with their trading profile and has successfully boost their spending power, allowing them to fund the increased demand.

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Scalford Court Care Home

Scalford Court Care Home

Jeremy Lord borrowed £900k from 618 investors to re-finance a loan for his care home.

The loan has given the CQC credited care home extra time to find re-financing from traditional institutions while allowing the recruitment of new employees and retraining current staff.

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Chaysa

Chaysa Ltd

Charles Lovell borrowed £335k from 381 investors to purchase a three-storey property in Redditch.

The loan helped Charles to continue his renovation of the building that had tenants secured for the ground floor restaurants. The loan was paid back, with interest, to our lenders within eight months.

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Potterspury Equine Centre

Potterspury Equine Centre

Alison Worker and her husband borrowed £153k from 422 investors to launch their equine centre.

The loan financed the development of the business that employs ten staff and provides stables, animal feed, rider training and comprehensive care for horses.

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Our Vision

To provide a fairer deal to give financial control to our 9,433 lenders, 164 borrowers and subsequently the nation as a whole.

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