As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme. We recommend that prospective lenders read the Key Investor Information pages before investing.
Take control
This is the home of smart money. Where you have the tools to make smart plans and smart choices for your investments.
We'll help you get there, by earning from 4.1% p.a. gross target loan interest*. Start making your money work for you.
* Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme (FSCS) and your capital is at risk.
Your money, Your choice
We're a peer-to-peer lending platform. We connect investors, like you, with small businesses and property developers who are looking to borrow money. Your investments are used to give them secured loans, backed by their assets.
You can have full control of how and where your money is invested, and we've designed our systems to work for anybody. You might have lots of time to choose investments, or very little. You might be financially savvy, or learning the ropes.
If you like, our systems can do some of the hard work for you, investing in loans that match predefined criteria which you choose. Or you can sit in the driving seat, selecting individual loans, investing and withdrawing at your own pace, and keeping track of the market by logging notes and prioritising loans.
For an extra boost, you can open an Innovative Finance ISA with us and invest up to £20,000 tax-free.
Whichever option you choose, before setting up an account, please read our Key Investor Information. As with most investments, please remember that your capital is at risk.
31,523
registered investors
£680.7m
lent to UK business
£59.9m
of total gross interest earned by investors to date
Invest tax-free
Make your account an ISA and get tax-free interest on your first £20,000.
We’re delighted to have been recognised as a market leader
