Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Commercial Mortgages

Commercial Mortgages

Whether it's for office, industrial or mixed-use premises, we offer mortgages that are tailored to your individual needs.

Whether it's for office, industrial or mixed-use premises, we offer mortgages that are tailored to your individual needs.

Commercial Mortgages

If you are a business wanting to own the space you operate from, or a commercial landlord looking to expand your portfolio, a commercial mortgage may be the solution.

We place no restrictions your UK locations, we'll consider any property while fixed rates allow you to budget effectively for the term of the loan.

Get a decision from our experts within 24 hours.

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Indicative terms sheet

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.

Loan Type First Charge Second Charge
Commitment Term Up to 5 years
Amortisation Profile
(Interest only periods may be available)
Up to 20 years
Maximum LTV 75% 70%
(including prior debt)
Preferred LTV < 70% <60%
Maximum Debt £5m
Preferred Debt Size £100k - £2.5m
Arrangement Fee Negotiable but typically 2.5%
Interest Rate
(Rate dependent on risk and loan size)
From 6.9% min From 7.9% min

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Fast facts

Brochure Download

Learn more about our Commercial Mortgages, with indicative terms, product benefits and a case study all included

Case Study

Assetz Capital helped Peter Mackey and partners to complete two barn conversions in Nantwich, Cheshire.