Withdrawals from our Access Accounts are slower than usual as we are no longer operating in normal market conditions as a result of Coronavirus. There is currently a queuing system in place, click here to find out more.
Withdrawals from our Access Accounts are slower than usual as we are no longer operating in normal market conditions as a result of Coronavirus. There is currently a queuing system in place, click here to find out more.

Commercial Mortgages

Whether it's for office, industrial or mixed-use premises, we offer mortgages that are tailored to your individual needs.

Download product guide

Why Assetz Capital?

If you are a business wanting to own the space you operate from, or a commercial landlord looking to expand your portfolio, a commercial mortgage may be the solution.

We place no restrictions on UK locations and we'll consider any property, while fixed rates allow you to budget effectively for the term of the loan.

953

Number of businesses we’ve helped

£1bn

Lent to UK businesses

£2.5m

Commercial Mortgages up to £2.5m

Indicative terms sheet

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.

1st Charge 2nd Charge
Commitment term Up to 5 years
Amortisation profile Up to 20 years
Maximum LTV 75% (including any retained interest) 70% (including interest & prior debt)
Maximum debt £2.5m
Preferred debt £200k - £2.5m
Borrower rate per annum
(rate dependent on risk and loan size)
From 6.9% p.a.

Read our case studies

We have lent over £1000 million to UK businesses, read some of our success stories below.

Peter Foxcroft

Peter Foxcroft case study

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Taj Ubhi

Taj Ubhi case study

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Peter Mackey

Peter Mackey case study

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