Peer-to-peer lending involves risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we take asset security on every loan, with discretionary Provision Funds for some of our investment accounts. However neither can guarantee that you will always receive your money back if a loan defaults so please remember that your capital is at risk. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme. We recommend that prospective lenders read the Key Investor Information pages before investing.
Commercial Mortgages
Commercial Mortgages
Whether it's for office, industrial or mixed-use premises, we offer mortgages that are tailored to your individual needs.
Whether it's for office, industrial or mixed-use premises, we offer mortgages that are tailored to your individual needs.
Commercial Mortgages
If you are a business wanting to own the space you operate from, or a commercial landlord looking to expand your portfolio, a commercial mortgage may be the solution.
We place no restrictions your UK locations, we'll consider any property while fixed rates allow you to budget effectively for the term of the loan.
Get a decision from our experts within 24 hours.
Indicative terms sheet
We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.
| Loan Type | First Charge | Second Charge | |
|---|---|---|---|
| Commitment Term | Up to 5 years | ||
| Amortisation Profile (Interest only periods may be available) |
Up to 20 years | ||
| Maximum LTV | 75% (including any retained interest) | 70% (including interest & prior debt) | |
| Maximum Debt | £2.5m | ||
| Preferred Debt Size | £200k - £2.5m | ||
| Arrangement Fee |
Negotiable but typically 2.5% |
||
| Interest Rate (Rate dependent on risk and loan size) |
From 6.9% p.a. | ||
Fast facts
24 hours
decision in principle within one day
£850.4m
amount lent to UK businesses
Up to £5m
a range of loan sizes
Brochure Download
Learn more about our Commercial Mortgages, with indicative terms, product benefits and a case study all included
Case Study
Assetz Capital helped Peter Mackey and partners to complete two barn conversions in Nantwich, Cheshire.
