Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

About Us

Credit Awards Best Peer-to-Peer Lender 2016 defaqto 5 star - peer to peer lending 2016

Our Purpose

As one of the leading peer to peer lending businesses, our purpose is very clear; to deliver fairer growth together. What do we mean by this? Well everything that we do is aimed at growing your investments with us, at growing credit worthy businesses by providing them access to your capital and at growing people and their careers with us as they manage our investors and borrowers.

This is achieved by us all working together effectively and using the power of the internet to be efficient. Through efficiency we seek to deliver better value to each of our stakeholders; the prospect of higher returns to investors and lower cost finance to businesses with us being efficient but profitable in the middle.

Fairer, Growth, Together.

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Our experience

The Assetz Capital team is made up of experienced lending professionals.

We know how to lend money and we understand where the risks are. This allows us to select loans that offer an appropriate level of risk and a fair return to investors.

How we operate


Investors' money is held in a designated client money account, in accordance with FCA rules.


We take charges on property and equipment with a view to recovering lenders' funds should the worst happen


We look for good loans for our lenders to invest in to offer them the potential for higher returns on their money

Stuart Law

Stuart Law

CEO & founder of the Assetz group of companies

Stuart is the CEO and founder of the Assetz group of companies incorporating one of the largest private investor customer bases in the UK. He founded the Assetz Capital businesses, including Assetz SME Capital, as a solution to the shortage of capital available to businesses and property developers from the failed banking system and in order to provide enhanced and diversified returns for Assetz group investors who wish to invest in this new asset class. Stuart is a serial entrepreneur and a highly experienced businessman having run his own businesses for 30 years.

The Assetz Capital Trust

Security for our loans is held by the Assetz Capital Trust Company Ltd, which is a company limited by guarantee whose members are the lenders on the Assetz Capital platform.

Assetz Capital Trust