22 July 2026

Assetz Capital cuts SME development loan pricing by 100bps and expands regional teams.

Manchester, UK – July 2026

Assetz Capital has reduced pricing by 100 basis points on Assetz Elevate, its specialist development finance proposition for SME developers requiring loans between £250,000 and £1.5 million. Having already provided more than £262 million of lending in this segment, the lender has reduced rates to 9.89% as it further strengthens its commitment to supporting smaller residential developments across whole of the UK.

Alongside the pricing enhancement, Assetz Capital has recently expanded its regional origination team with the appointment of four additional regionally placed Business Development Managers, strengthening local coverage and ensuring developers and brokers benefit from greater regional expertise, faster decision-making and a relationship-led service.

The investment comes at a time when many SME developers remain cautious about progressing new projects. Higher build costs, planning delays and ongoing economic uncertainty have created a more selective market, increasing demand for lenders able to offer certainty, flexibility and experienced support throughout the development lifecycle.

Assetz Elevate is Assetz Capital’s dedicated development finance proposition for smaller residential schemes, supporting developments of one to fifteen homes. The product is designed to support experienced SME developers, first-time developers with the right professional team in place, and landowners seeking to unlock value through planning gain opportunities. By providing a dedicated proposition for loans between £250,000 and £1.5 million, Assetz Capital is ensuring smaller developments receive the same attention, expertise and responsiveness traditionally afforded to larger projects.

Andrew Fraser, Chief Commercial Officer at Assetz Capital, said:

“SME developers remain fundamental to delivering new homes across the UK, yet many continue to face unnecessary barriers when accessing development finance. At a time when confidence across the market remains mixed, we believe lenders have an important role to play in helping viable projects move forward.

Reducing pricing by 100 basis points, alongside investing in our regional business development team, demonstrates our long-term commitment to this market. Whether we’re supporting an experienced developer, a first-time developer with the right professional advisers, or helping a landowner realise the value of planning consent, our objective is the same — to provide competitive funding, local expertise and the certainty needed to bring more homes to market.

Smaller loans should never mean a lower standard of service. Every successful developer starts somewhere, and every housing scheme, regardless of size, contributes to meeting the UK’s housing need.”

If you have a project needing property finance, then why not give our New Business Team a call on 0800 470 0430? Or you can email them using [email protected].

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