We’re delighted to announce that funds in the Access Account queue are starting to enter the Access Accounts. For more information click here.

Key Investor Information

Investing is a balance of risk versus reward. In the case of our accounts, you lend your money to businesses and your reward is the interest they pay you. It's a fair deal. But there's always a risk that they might not be able to pay back the money they borrow, leading to a reliance on the security backing the loan. This means it's important that you're clear what 'risk' means and how much you're prepared to take.

Read our Key Investor Information below to understand more about the main risks and how we help you minimise them.

Defaults & Losses Terms & Conditions

What you need to know

We want you to invest with your eyes open. So before you do anything, there are some things we want to make you aware of.

For more information about how peer-to-peer lending works and the role Assetz Capital plays in it, please click below.

How it works

Credit Risk Assessment

We undertake Credit Risk Assessments where we assess the suitability of borrowers in relation to the proposed loan, taking into account any relevant facts and the information presented to us. We carry out this process to consider any risk that the borrower might not pay back the loan in full. You can view full details on this by clicking the button below.

Credit Risk Assessment

Wind Down Arrangements

If, for any economic or commercial reasons, we are obliged to stop operating our platform in the future, we have created a ‘Standby Plan’. This plan consists of three strategies and explains the steps we would take if this situation arose. For more information click the button below.

Wind Down Arrangements

Don't just take our word for it