Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Key Investor Information

Investing is a balance of risk versus reward. In the case of our accounts, you lend your money to businesses and your reward is the interest they pay you. It's a fair deal. But there's always a risk that they might not be able to pay back the money they borrow, leading to a reliance on the security backing the loan. This means it's important that you're clear what 'risk' means and how much you're prepared to take.

Read our Key Investor Information below to understand more about the main risks and how we help you minimise them.

Defaults & Losses Terms & Conditions

What you need to know

We want you to invest with your eyes open. So before you do anything, there are some things we want to make you aware of.

For more information about how peer-to-peer lending works and the role Assetz Capital plays in it, please click below.

How it works

Credit Risk Assessment

We undertake Credit Risk Assessments where we assess the suitability of borrowers in relation to the proposed loan, taking into account any relevant facts and the information presented to us. We carry out this process to consider any risk that the borrower might not pay back the loan in full. You can view full details on this by clicking the button below.

Credit Risk Assessment

Wind Down Arrangements

If, for any economic or commercial reasons, we are obliged to stop operating our platform in the future, we have created a ‘Standby Plan’. This plan consists of three strategies and explains the steps we would take if this situation arose. For more information click the button below.

Wind Down Arrangements

Don't just take our word for it