Peer-to-peer lending involves risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we take asset security on every loan, with discretionary Provision Funds for some of our investment accounts. However neither can guarantee that you will always receive your money back if a loan defaults so please remember that your capital is at risk. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme. We recommend that prospective lenders read the Key Investor Information pages before investing.
Residential Refurbishment
Residential Refurbishment
A single property solution, tailored to your individual needs.
A single property solution, tailored to your individual needs.
Residential Refurbishment
We understand that project-specific facilities are often what small developers need. Our residential refurbishment loans deliver just that, and are aimed at those looking for a business loan to buy, refurbish and then sell or invest in single properties.
Get a decision from our experts within 24 hours.
Indicative terms sheet
We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.
| Loan Type | Residential Refurbishment |
|---|---|
| Minimum Loan Amount | £250,000 |
| Maximum Loan Amount | £1.5m |
|
Maximum LTGDV |
70% (including interest) |
| Facility Term | Up to 2 years |
| Arrangement Fee | From 2% |
| Other Fees | Legal and security fees will be payable to put the facility in place |
| Interest Rate From Paid monthly on drawn balance (Rate dependent on risk and loan size) |
From 8% p.a. |
| Minimum Refurbishment Cost | 15% Day 1 MV / £50K |
| Maximum Refurbishment Cost | 50% Day 1 MV / £500K |
Fast facts
24 hours
decision in principle within one day
£775.7m
amount lent to UK businesses
Up to £5m
a range of loan sizes
Brochure Download
Learn more about our Residential Refurbishment, with indicative terms, product benefits and a case study all included
Case Study
Jeremy Lord re-financed a loan for his care home with the help of Assetz Capital.
