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Buy-to-Let for Landlords

The Complex made simple

We recognise that every person and every property is different. Our offering considers new builds, student and HMO properties, as well as flats above commercial properties.

We provide straight-forward buy-to-let solutions for professional landlords. This is not a development exit product and is for existing portfolio landlords with current passing income.

Key criteria

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.

Indicative TermsKey Features
Commitment termUp to 5 years
Amortisation profileUp to 25 years repayment profile or interest only
Maximum LTV70% of market value
Loan size£750k* – £50m
RateTypically from 3% plus Bank Base Rate
Rental coverage125%
Redemption charge3% in year 1, 2% in year 2, 1% in years 3, 4 & 5

*Minimum debt service cover subject to stress testing.

Loan Repayment Calculator

Before submitting an enquiry, check how much you can borrow and see what your repayments would be with our handy loan repayment calculator.

Why Choose Our Buy-to-Let Loans?

As a landlord, securing the right financing is crucial to grow property portfolios and maximise returns on investments. Assetz Capital offers specialised Buy-to-Let loans for landlords, providing a range of benefits to support each property venture. As the popularity of the Buy-to-Let market soars, we understand that not all investors can access traditional mortgage solutions due to missing tick-list requirements from high-street lenders. At Assetz Capital, we take a pragmatic approach to funding, recognising the strength of property security and rental income as crucial elements in our lending decisions.

Our Buy-to-Let finance is tailored for existing portfolio landlords with current passing income. We offer indicative terms that are both flexible and competitive, empowering landlords to maximise their property investments. With commitment terms of up to 5 years and an amortisation profile of up to 25 years repayment or interest-only, we provide options that suit each investment.

Why Choose Assetz?

With Assetz Capital Buy-to-Let funding, borrowers benefit from a smooth and efficient lending process without the typical restrictions imposed by high-street lenders. We consider a wide range of property types, including new builds, residential housing above commercial properties, flats over ten storeys, student accommodation and care homes.

Assetz Capital is committed to providing reliable, transparent, and bespoke Buy-to-Let funding solutions for landlords. Our team of experts is here to assist borrowers every step of the way, ensuring Buy-to-Let ventures thrive and yield the desired returns. Experience the difference with Assetz Capital’s Buy-to-Let loans.

Testimonials

Amor Homes Ltd
Amor Homes Ltd

Assetz Capital have always been very honest and very transparent. The in-house team have been very helpful and pro-active. Funding has been incredibly useful for us and we’re delighted to have been able to continue our building work through it.

Dave Bracegirdle
Amor Homes Ltd
Potterspury Equestrian Centre
Potterspury Equestrian Centre

The banks offer we had was to borrow the money in a year’s time at an exorbitant rate – if we’d done that, this opportunity would have passed. Assetz Capital was able to be flexible and provided funding quickly and simply.

Alison Worker
Potterspury Equestrian Centre
Forge Care
Forge Care

Without Assetz the project wouldn’t be happening, it’s as simple as that. They’ve both been really supportive and overwhelmingly positive. Assetz were creative in finding ways to make it smooth. Having that support was really important, they were always there, and we can’t thank them enough.

Gavin Miller
Forge Care

Quick enquiry form

Alternatively call us on 0800 470 0430 (option 2)

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