Peer-to-peer lending involves risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we take asset security on every loan, with discretionary Provision Funds for some of our investment accounts. However neither can guarantee that you will always receive your money back if a loan defaults so please remember that your capital is at risk. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme. We recommend that prospective lenders read the Key Investor Information pages before investing.
Buy-To-Let for Landlords
Buy-To-Let for Landlords
Whatever shape your business ambitions take, our buy-to-let loans can help to make them a reality.
Whatever shape your business ambitions take, our buy-to-let loans can help to make them a reality.
Buy-To-Let for Landlords
Boxes to tick and red tape to cross can often prevent investors from accessing this market. We're different.
We take a pragmatic approach to funding professional landlords, recognising that every person and property is different. We'll consider a wide range of properties, including new builds, student and HMO properties, as well as flats above commercial properties.
Get a decision from our experts within 24 hours.
Indicative terms sheet
We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.
| Loan Type | First Charge | Second Charge/Equity Release |
|---|---|---|
| Minimum Loan Amount | £100,000 | £100,000 |
| Maximum Loan Amount | £1.25m | £500,000 |
| Maximum LTV | 75% of MV | 70% of MV |
| Minimum Loan Period | 2 years | |
| Maximum Loan Period | 5 years | |
| Facility Fee | 3% (subject to a minimum fee of £2,000) | |
| Rental Coverage | 120% | 120% (of total liability) |
| Redemption Charge | 3% in year 1 2% in year 2 1% in years 3, 4 & 5 |
|
| Borrower Rate Per Annum (Rate dependent on risk and loan size) |
From 6.9% p.a. | |
Fast facts
24 hours
decision in principle within one day
£796.3m
amount lent to UK businesses
Up to £5m
a range of loan sizes
Brochure Download
Learn more about our Buy-To-Let for Landlords, with indicative terms, product benefits and a case study all included
Case Study
Assetz Capital helped Athena Healthcare Group build a new care home in Southport.
