Buy-To-Let For Landlords
Boxes to tick and red tape to cross can often prevent investors from accessing this market. We're different.
Download product guideWhy Assetz Capital?
We take a pragmatic approach to funding professional landlords, recognising that every person and property is different. We'll consider a wide range of properties, including new builds, student and HMO properties, as well as flats above commercial properties.
Number of businesses we’ve helped
Total retail and institutional funds lent to UK businesses to date (including CBILS loans arranged through Assetz Capital Lending Limited)
Maximum Buy-to-Let loan
Indicative terms sheet
We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.
| 1st Charge | 2nd Charge | |
|---|---|---|
| Commitment term | Up to 5 years | |
| Amortisation profile | Up to 20 years, capital and interest or bullet | |
| Maximum LTV | 75% of market value | 70% of market value |
| Maximum debt | £1.25m | £500k |
| Preferred debt | £100k - £500k | £100k - £250k |
| Borrower rate per annum (rate dependent on risk and loan size) |
From 6.9% p.a. | |
| Facility fee | 3% (subject to a minimum fee of £2,000) | |
| Rental coverage | 125% | 125% (of total liability) |
| Redemption charge | 3% in year 1, 2% in year 2, 1% in years 3, 4 & 5 | |
Read our case studies
We have lent over £1222 million to UK businesses, read some of our success stories below.
