Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Simple access, fair returns

Simple access, fair returns

The 30-Day Access Account gives you a fair return on your investment. While access times cannot be guaranteed, it provides access to your cash with 30 days' notice in normal market conditions

The 30-Day Access Account gives you a fair return on your investment. While access times cannot be guaranteed, it provides access to your cash with 30 days' notice in normal market conditions

This account qualifies for our ISA, where up to £20k of your investment is tax free. Find out more

What is the 30-Day Access Account?

The 30-Day Access Account gives you flexibility while delivering a fair return on investment. It offers a target, capped interest rate for investors of 4.25% p.a. gross. This rate varies, and the current rate will be announced at the start of each month. It will not drop below 4.00%. Your money is automatically invested in secured business loans.

This is the account for those who want a short term investment in normal market conditions.

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Interest is quoted gross and is capped at the quoted rate although actual returns could be lower. Target interest rates should be considered along with the relevant investment account expected defaults and losses. Annualised projected return after expected losses for the 30DAA is currently 4.25% gross (based on stress testing of the 30DAA's Provision Fund - see here for further information) . Past performance does not guarantee future performance. Access times relate to withdrawals in normal market conditions but cannot be guaranteed. This is an investment in peer-to-peer loans - it is not a bank account. Capital is at risk.

How the account works

Find out more about interest rates, protection and access times on this account by clicking here. If you’ve not opened an Assetz investment account before, we recommend you read this first.

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