Finance, powered by people.
There’s always a light-bulb moment behind every great idea - and so it was with us.
Back in 2011, we were in the middle of the global financial crisis and bank funding for businesses had pretty much dried up, particularly for anything property related. At the same time banks had slashed rates on some accounts to near zero and people were struggling to get any kind of fair return on their money. Times were hard.
We launched Assetz Capital in 2013 and since then our marketplace has become a simple and fair way to invest and borrow. We’ve lent well over £1bn to businesses and we’ve paid over £100m of gross interest to our investors, many of them retail investors investing some savings. Together, we’re having a huge impact, funding the house building of around 1 in every 100 new build homes in the last couple of years and also supporting many other types of businesses from manufacturers to care homes and wholesalers to hotels.
In both 2018 and 2019, Assetz Capital was recognised as one of the UK’s top 100 fastest-growing technology companies in the Sunday Times Tech Track 100.
In 2020, Assetz Capital was also approved for accreditation as a lender under the Coronavirus Business Interruption Loan Scheme (CBILS) by British Business Bank, the government backed loan scheme to help the economy through Covid-19.
Fairer growth for all.
To inspire and lead improvements to the financial system. Where a fair and rewarding experience is achieved for everyone, and their rewards remain in balance, as we all thrive and grow together.
Built for you
We designed our platform for everybody. You can manually pick your own loans or let our automated systems manage your investments for you. And if you need help, there’s real people here to talk.
Fair for all
When it comes to lending and borrowing, lenders make money from the interest they charge borrowers. Because peer-to-peer lending is a direct relationship, and because we take a lower percentage of the interest as our fee – lower even than building societies – you get more of that interest.
Good for society
We provide the platform. You provide the funding. Businesses get the support. Together, we’re growing our communities and our economies – funding housebuilding initiatives, powering new industry, and creating new jobs.