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Commercial Mortgages

Assetz Capital fund commercial mortgages to meet a wide range of business needs. Whether you are a property investor, operate in the care sector, leisure, hotels or perhaps are an engineering company looking to refinance to acquire new premises.

Whatever your situation, we’re here to help your business grow with a tailor made commercial mortgage.

If you have a commercial mortgage deal in mind, why not call us now on 0800 470 0430 or simply click the ‘Commercial mortgage enquiry’ button and we’ll get straight back to you.

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Commercial mortgage key lending criteria

We want to help business grow and so every one of our commercial mortgages is structured and priced on its own merits.  For example, if a care home is acquiring a new home, we will consider interest only periods to allow the business to transition to full occupancy or full trade.

Being truly flexible, we will consider arrangements outside those shown in the table below.

 

Indicative termsKey features
Commitment termUp to 5 years.
Amortisation profile Up to 25 years / interest only periods considered.
Maximum LTV70%. (We may also consider MV1.)
Preferred loan size£2m – £10m.
Rate (dependent on risk and loan size).From 3% plus SONIA.

If you are looking for terms that are outside the key criteria above then please still get in touch. Our flexibility means we can offer terms that most lenders can’t, allowing SMEs to fulfil their business goals.

(Criteria updated July 2024.)

Commercial mortgage enquiry Download product guide

Loan Repayment Calculator

Before submitting an enquiry, check how much you can borrow and see what your repayments would be with our handy loan repayment calculator.

Why choose our commercial mortgages?

Competitive interest rates. Assetz Capital strives to provide cost-effective commercial mortgages to help businesses thrive. Our interest rates are competitive, ensuring that borrowing costs remain manageable for your project.

Flexible mortgage structures. Assetz Capital offers various loan terms and repayment options, allowing you to tailor the commercial mortgage to your specific requirements. Whether it’s a short-term loan for a quick acquisition or a longer-term loan for commercial expansion – we’re here to help.

We’re all about personal relationships. One of the many things that makes Assetz Capital different, is our team of Relationship Directors. We offer truly national coverage and each of our directors is an expert in commercial mortgages. They would be delighted to meet you face to face to discuss your individual needs.

Designed to meet your business needs. We have a track record of meeting the commercial mortgage needs of business for over 10 years and can find the solution that’s right for you.

A quick and transparent process. Time is critical with property finance and that’s why we’ve streamlined our application and underwriting processes, delivering faster approvals and access to commercial mortgage funds. We’re transparent and open and so you’ll be kept informed every step of the way.

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What our commercial mortgage clients say about us

Llechwen Hall
Llechwen Hall

We are proud and excited to further develop Llechwen Hall, making it a high-end, unique, destination hotel. We’d like to thank Assetz Capital for their huge support and for turning our vision into a reality.

Ramesh Gor
Llechwen Hall
Roseberry View
Roseberry View

With the number of staycations in the UK rising, the country needs more luxury holiday sites to meet the demand for this trend. Assetz were always on board, they totally had the same vision and backed it from the off and thats why they made the whole process very easy.

Andy Platts
Roseberry View
Robin Hood Farm
Robin Hood Farm

We’ve been thinking about a B & B for a while, and we saw Robin Hood Farm for sale. We started off talking to local banks, they raised our hopes and then shot them down. Assetz Capital came along and offered us our dream.

Caroline Fairest
Robin Hood Farm
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Commercial mortgage quick enquiry form

If you have a commercial mortgage you’d like to discuss, why not complete our quick enquiry form below and we’ll get straight back to you.

Or, why not give our expert team a call right now on 0800 470 0430.

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We’re much more than just a commercial mortgage funder

At Assetz Capital we’re committed to funding the growth aspirations of UK business and that’s why we offer finance and mortgage solutions across the property sector.

Bridging Finance

Bridging Finance

We get it, the bridging market is saturated and it’s hard to know where to turn. It’s more than just a transaction to us, we involve you in the whole process, so you get to speak with our highly experienced team who tailor the loan just for you.

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Buy-to-Let for Landlords.

Buy-to-Let for Landlords.

We recognise that every person and every property is different. Our offering considers new builds, student and HMO properties, as well as flats above commercial properties.

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Development Finance

Development Finance

At Assetz Capital we’ve funded 1 in every 12 new build homes in the last few years. So, if you’re looking for development finance, look no further.

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Residential Refurbishment

Residential Refurbishment

Our residential refurbishment loans are geared for property developers looking to buy, refurbish and sell single or blocks of properties.

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Secured SME Term Loans.

Secured SME Term Loans.

Assetz Capital exist to support SMEs with growth. We use our experience to craft a deal that is tailored to individual business needs and our fixed rates allow borrowers to budget effectively for the term of their loan.

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