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Development Finance

Talk to the real property experts

Using decades of property lending experience, we structure bespoke deals to suit every client in any situation.

Our understanding of the complexities of Development Finance gives us the ability to take higher risk on Loan-To-Gross-Development-Value and Loan-To-Cost.

Every development has the potential to be a success, and our terms and appetite reflect that.

Key criteria

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.

Indicative TermsKey Features
Commitment termUp to 3 years
Amortisation profile Bullet / from sales
Maximum LTGDVMaximum 70% (including interest) or higher with additional property security
Loan size£1m – £50m (on a staged drawdown basis)
Borrower rate per annum
(rate dependent on risk and loan size)
Typically from 10.5% p.a. residential & commercial

Whether that’s lending to first time developers with an experienced project manager, or calculating on loan to gross development value rather than loan to cost, our team are highly experienced and can go beyond the tick box. We make our decisions to help borrowers in the real world.

Development Finance with Assetz

Why Choose Our Development Finance?

Unleash Project Potential: Our finance solutions turn vision into reality, providing the capital needed for residential, commercial, or mixed-use development. Unlock a project’s full potential with us.

Flexibility for Every Situation: We understand the uniqueness of each development project. Our financing options are flexible, catering to various stages and complexities, from ground-up construction to conversions and renovations.

Opportunity Unlocking: With our deep understanding of Development Finance, we explore tailored funding options to meet each project’s specific needs. We evaluate Loan-To-Gross-Development-Value and Loan-To-Cost ratios to provide a wide range of financing possibilities, supporting each development optimally.

Decades of Experience: Our experienced professionals bring decades of property lending expertise. We have successfully navigated diverse market conditions and project challenges, leveraging our knowledge and insights for the benefit of our clients.

Real-World Decision-Making: Our financing decisions go beyond rigid checkboxes. We carefully consider real-world circumstances and unique project factors. Whether a first-time developer or have an experienced project manager, we evaluate comprehensively, including loan to gross development value considerations. Trust our team’s expertise.

Why Choose Assetz?

With property development finance, bridging loans and commercial mortgages, the company has supported well over 1,000 businesses, lending over £1.6 billion.

With SME housebuilders, Assetz Capital has played a key role in addressing the UK’s housing shortage by providing development finance. By supporting the construction of over 7,000 new homes across the country, this has helped to grow the supply of much needed housing and helped keep price growth under better control at a time of high demand. This means that, over the past few years, the company has funded the equivalent of around 1 in every 12 homes built by SME housebuilders.

Testimonials

Amor Homes Ltd
Amor Homes Ltd

Assetz Capital have always been very honest and very transparent. The in-house team have been very helpful and pro-active. Funding has been incredibly useful for us and we’re delighted to have been able to continue our building work through it.

Dave Bracegirdle
Amor Homes Ltd
Forge Care
Forge Care

Without Assetz the project wouldn’t be happening, it’s as simple as that. They’ve both been really supportive and overwhelmingly positive. Assetz were creative in finding ways to make it smooth. Having that support was really important, they were always there, and we can’t thank them enough.

Gavin Miller
Forge Care
Aspire Homes
Aspire Homes

Assetz Capital have been great throughout, they understood our vision and supported us during the entire process. Their knowledge of the market and desire to support house-builders has made us feel valued and we look forward to continuing our relationship with them.

Paul Whitehead
Aspire Homes
Olam Holdings Ltd
Olam Holdings Ltd

Had we not stuck with Assetz Capital and the CBILS scheme, we would have struggled – there were no comparables. Using Assetz, we were able to see beyond the lockdown. They’ve essentially rewritten the rules of lending and in a very short timescale.

Paul Waterworth
Olam Holdings Ltd
Progressive Living Developments
Progressive Living Developments

We are delighted to work with Assetz on this project. Their way of funding makes so much sense. We are happy to deliver much-needed housing and contributing to the regeneration of the NOMA district.

David Fairclough
Progressive Living Developments
The Studios24
The Studios24

It’s been amazing to watch our dream of bringing co-living to Wolverhampton become a reality. Now, we have completed phase two and move on to the next phase, enabling us to offer more rooms to people looking for great value high quality accommodation.

Barry Glantz
The Studios24

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