Quick Access Account - Assetz Capital

Peer-to-peer lending involves risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we take asset security on every loan, with discretionary Provision Funds for some of our investment accounts. However neither can guarantee that you will always receive your money back if a loan defaults so please remember that your capital is at risk. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme. We recommend that prospective lenders read the Key Investor Information pages before investing.

Quick access, fair returns

The Quick Access Account gives you a fair return on your investment and, while access times can not be guaranteed, it provides the fastest possible access to your cash in normal market conditions.

This account qualifies for our IFISA, where up to £20k of your investment is tax free.
For a limited time only, you can earn up to 2% cashback. Terms & Conditions apply – click here to find out more.

What is the Quick Access Account?

The Quick Access Account is all about simplicity and ease. There's a capped target interest rate at 4.1% p.a. gross, and you can get fast access to your cash in normal market conditions, although access times cannot be guaranteed. Your money is automatically invested in secured business loans.

This is the account if you want quick access to your cash in normal market conditions.

Interest is quoted gross and is capped at the quoted rate although actual returns could be lower. Target interest rates should be considered along with the relevant investment account expected defaults and losses. Annualised projected return after expected losses for the QAA is currently 4.1% gross (based on stress testing of the QAA's Provision Fund - see here for further information) . Past performance does not guarantee future performance. Access times relate to withdrawals in normal market conditions but cannot be guaranteed. This is an investment in peer-to-peer loans - it is not a bank account. Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme (FSCS). Capital is at risk.

How the account works

Find out more about interest rates, protection and access times on this account by clicking here. If you’ve not opened an Assetz investment account before, we recommend you read this first.