Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Traditional peer-to-peer lending

Traditional peer-to-peer lending

The Manual Loan Account takes peer-to-peer lending back to its core tenets, giving you total control.

The Manual Loan Account takes peer-to-peer lending back to its core tenets, giving you total control.

This account qualifies for our ISA, where up to £20k of your investment is tax free. Find out more

What is the Manual Loan Account?

The Manual Loan Account allows investors to make manual investments in secured business loans that have passed our strict credit policy. It has no provision fund so you can expect it to have the highest gross return (before tax and any losses) on our platform as none of the loan interest is being directed to a Provision Fund.

If you want sell part or all of a loan investment you may set investment targets which initiates buy or sell orders of holdings in a loan, and trades will be carried out as soon as there is demand from other investors.

This account allows investors to engage in classic peer-to-peer lending.

*

Gross return before allowances for tax or any possible losses.

All rates are quoted gross, before allowances for tax or any possible losses. These rates of return are currently available to investors on the Assetz Capital platform.

How the account works

Find out more about interest rates, protection and access times on this account by clicking here. If you’ve not opened an Assetz investment account before, we recommend you read this first.

Our awards

Invest with us