Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Investing with us

Investing with us

An investment with Assetz Capital is an investment in peer-to-peer loans. It's important that you understand how your money is used.

An investment with Assetz Capital is an investment in peer-to-peer loans. It's important that you understand how your money is used.

Our Investment Accounts

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Interest is quoted gross and is capped at the quoted rate although actual returns could be lower. Target interest rates should be considered along with the relevant investment account expected defaults and losses. Access times relate to withdrawals in normal market conditions but cannot be guaranteed. This is an investment in peer-to-peer loans - it is not a bank account. Capital is at risk.

All rates are quoted gross, before allowances for tax or any possible losses. These rates of return are currently available to investors on the Assetz Capital platform.

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P2P Lending

Peer-to-peer lending

Peer-to-peer investment involves lending your money directly to individuals or businesses without going through traditional financial intermediaries such as a bank.

The platform

Assetz Capital is a web-based peer-to-peer lending platform offering investors the opportunity to lend directly to UK businesses.