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The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Important Investor Information Following The Closure Of The Great British Business Account Series 2 To New Loans And New Investment

The GBBA2 is now closed to new loans and new investment. As an investor with holdings in the account there is important information about it that you may need to access and refer to.

Below are details of a change to the account operation and links to pages where the important information is available:

  • Change to the diversification algorithm and the reason why - Lenders can no longer be diversified into new loans due to the account being closed to new loan origination. Only existing holdings could be rebalanced within the account and they have already been diversified. If the diversification algorithm were left active, imbalances could be created by lenders withdrawing funds from the accounts. As it is not in the best interests of lenders to worsen their own liquidity positions by facilitating others exiting the account, the diversification algorithm has been switched off.
  • As the GBBA2 is now closed, to ensure the continued smooth operation of the account, all loan holdings for existing investors will be held to term. A withdrawal request may still be submitted by selecting the ‘withdraw’ option in your dashboard, which will lead the system to sell some or all of your holdings through the secondary market, subject to demand from other investors.
  • Please note that suspended loan holdings are not saleable. Suspended loans will be recovered by realising the relevant security and any recoveries will be returned to you as cash. The recovery of loans takes time and different types of security may require shorter or longer periods to realise. Each time the recovery of a loan is concluded (i.e.: all avenues of realisation have been explored fully) we will check to see if there is a shortfall of capital and, if so, we will check at that time the balance of the Provision Fund. If the Provision Fund balance is sufficient to do so a discretionary payment may be made to make good some or all of any capital loss.
  • Key Account Information relating to the operation of the account prior to and since its closure – click here.
  • FAQs relating to the account closure – click here.