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As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

The Shrubbery Care Home

Wednesbury, West Midlands

When Avtar and Amarjit Sandhu wanted to pay back a private investor, they used the Assetz Capital platform to borrow from a group of investors.





The loan allowed the couple to buy out an existing private investor, including fees and a 2-month interest buffer, who had provided a short-term loan.

Mr and Mrs Sandhu have owned and run the profitable care home, The Shrubbery, for over 20 years. The 28- room, CQC registered home specialises in supporting residents over 65 with dementia and mental health conditions.

The Shrubbery Care Home
The Shrubbery Care Home


Their son Gurtak, an economics graduate, manages the day-to-day business operation and worked with Assetz Capital on the deal. The loan has given them the ability to repay the private lender and provide working capital into the business.

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