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The Royal Oak Inn

Commercial Mortgage

Graham Tobias and Simon Elliot have a great deal of experience in the hospitably sector. They have been running this business since 2014, and have already invested over £70,000 on improvements to the thriving business that employs eight staff.

When the opportunity arose to purchase the building at a pre-agreed discount, they turned to Assetz Capital to tailor a commercial mortgage that allowed them to make fixed repayments with security taken as a first charge over the property.


Amount Lent

60 Months

Loan Term



The funding has helped Graham and Simon to buy the popular 19th Century pub outright with a plan to exit the loan by refinancing within five years.

“The funding through Assetz Capital has not only enabled us to own the pub outright, it has facilitated further plans to make it one of the best stop-off points in the region. We plan to make 2017 one of the best years for The Royal Oak Inn, so we're looking forward to welcoming visitors from the local area as well as across the UK and beyond.”

- Graham Tobias, Joint-landlord of the Royal Oak Inn