Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

Property Investor Hunting Licence

0800 470 0431


The personal information we collect from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services or finance. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found at

If you are looking to raise business finance, have a client looking to raise business finance, or have any other question or enquiry, please call our Business Development Team on 0800 470 0431 who will be delighted to help you. Alternatively please send an email to if you are looking for your own business or for a client's business.

If you prefer to contact your local representative directly, please use the Find Your Local Relationship Director section.


Borrowing enquiry   Introducing enquiry

About Property Investor Hunting Licence

Since the credit crunch, ‘hunting licence’ finance facilities have been withdrawn. Assetz Capital reintroduces this facility with our Property Investor Hunting Licence, available to businesses wanting to trade, develop and invest in property. Existing property security is pledged by the investor against which fast drawings may be requested as required for fast purchase transactions where ‘cash is king’. First charge preferable, but second charge considered.

Fast Facts

Product Benefits

Introducer Benefits

  • A dedicated Relationship Director will work with you to maximise your understanding of our great range of flexible finance products

  • We can supply mailers, term sheets and case studies ready to send out to your clients, co-branded if required

  • We pay procuration fees to introducers where this does not create a conflict of interest

  • One relationship, lots of products to suit different clients

Indicative Terms Sheet

Each facility will be structured and priced on its own merits. We will consider terms outside the above LTV and maximum loan guidelines where the circumstances of the loan warrant it.

Loan Type First Charge Second Charge
Minimum Loan Amount £500,000
Maximum Loan Amount £1m
Maximum LTV
(Existing Property Offered as Security)
70% of MV (market value) 60% of MV (market value) including first charge
Facility Term Up to 3 years
Arrangement Fee 1.5% of maximum facility amount, plus 0.25% quarterly availability fee (payable by standing order)
Other Fees Legal and security fees will be payable to put the facility in place
Interest Rate From
Paid monthly on drawn balance
(Rate dependent on risk and loan size)
<50% LTV 8.9% pa
<60% LTV 9.9% pa
<=65% LTV 10.9% pa
<50% LTV 10.9% pa
<=60% LTV 11.9% pa

In Detail

    • An executive summary of the existing property security offered as collateral on this facility
    • Property acquisition/sale dynamics envisaged
    • A “CV” demonstrating the investor’s experience
    • First or second charge security taken over acceptable freehold or long leasehold properties in mainland UK
    • Where the borrower is a limited company, additional security will be required in the form of a debenture over the borrower, a charge over the shares of the borrower and, subject to each case, possibly personal guarantees from relevant directors/shareholders
    • Deed of priority required from existing lender on second charge security
    • Interest charged on a daily basis, subject to minimum loan term (specific to each loan) and payable monthly or, for short term transactions and with our prior agreement, on newly acquired property exit date
    • As above, retained/advanced interest preferred – such that we can pay interest to our lenders monthly - however, we will consider allowing interest to be capitalised until property sale. A 3 month interest buffer will be required and may be added to the loan
    • We will lend to an individual or limited companies (including SPVs) and are able to consider overseas jurisdictions owning UK properties, subject to suitable foreign legal opinions
    • Applicable introducer fees will be added to the loan where the LTV allows and will be paid within 24 hours of completion. Responsibility for advising the Borrower on structure and pricing will be solely that of the introducer. Procuration fees will be available for approved introducers
    • Details of a viable exit will be required and in some cases we may request evidence of this
    • The borrower is responsible for all professional fees and an undertaking/cover for legal and other professional costs will be required
    • Title Insurance may be a requirement on loans where they fit the relevant criteria and the fee for this will be included in the legal cost
    • Please note: Assetz Capital does not provide FCA regulated mortgage contracts or regulated Consumer Credit loans
Hunting Licence

Brochure Download

Click on the link below to download a pdf version of the loan details, with the product benefits, indicative terms and a case study all included.

Case Study

Find out how Tajinder Ubhi used our Property Investor Hunting Licence to buy and convert houses in the East Midlands.

View case study
Case study