What is peer-to-peer lending?

What is peer-to-peer lending?

At Assetz Capital, we facilitate people lending money directly to businesses through what's known as peer-to-peer lending. This cuts out the banks and offers investors a fair rate of return on the money invested. However, it does carry a degree of risk to your capital if a borrower is unable to repay their loan. All Assetz Investment Accounts – apart from the Manual Lending Account – automatically diversify your investment across multiple loans in order to spread the risk.

In the UK, peer-to-peer lending is regulated by the Financial Conduct Authority (FCA).

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Peer-to-peer lending

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