August 20, 2019
If you are a business owner wanting to own the space you operate from, or a commercial landlord looking to expand your portfolio, a commercial mortgage with Assetz Capital could be the solution you need to take your company to the next level.
What is a commercial mortgage?
A commercial mortgage is a loan secured by commercial property, such as an office building, industrial warehouse, or apartment complex. The commercial mortgages are typically used to acquire, refinance, or redevelop commercial property. Commercial mortgages are aimed at businesses that are looking to purchase a property or to release value from an existing building which could then be invested back into your business.
Why choose a commercial mortgage from Assetz Capital?
We are flexible in the terms that we offer borrowers. We can provide interest-only periods to allow for a bit of breathing room should you need it, longer amortisation profiles which make payments more affordable for you over a longer period of time, and seasonal repayments which allow you to tailor the loan to any seasonal cash flow that the business may have.
Our commercial mortgages have fixed rates for the entire term of the loan. This means that there won’t be any surprises along the way and that you can budget effectively for the whole term of your loan with us.
We don’t place any restrictions on where we lend money. We cover the whole of the UK, including Northern Ireland, where many lenders do not.
Do I qualify for an Assetz Capital commercial mortgage?
We certainly hope so! If you need to borrow between £200k - £2.5m, for up to 5 years, with a loan-to-value of up to 75%, then you may qualify. We can consider all property types, and we place no restrictions on your UK location, including Northern Ireland.
How do I apply?
If you need a commercial mortgage, then we want to hear from you as soon as possible. You can send your enquiry through our website here, or alternatively you can call our team on 0800 470 0430, who will be happy to help.