Close risk warning

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. We recommend that prospective lenders read the Key Investor Information pages before investing.

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Assetz Capital achieves Defaqto 5 Stars in First "Loan Based crowdfunding" rating

Assetz Capital achieves Defaqto 5 Stars in First "Loan Based crowdfunding" rating.

Assetz Capital is one of only four Peer-to-Peer platforms to achieve a Defaqto 5 Star Rating – Defaqto’s first ever analysis of this market. Assetz Capital has been recognised and verified by the independent analysts for its Peer-to-Peer platform

Assetz Capital is one of the UK’s fastest growing Peer-to-Peer finance platforms. Today we announced that we received a 5 Star Rating from Defaqto in the independent financial information business’ first “Loan Based Crowdfunding” analysis, with reference to investing on the platform.

We are one of only four Peer-to-Peer finance platforms to have achieved the highest rating awarded by Defaqto.  This is independent verification that our offering is one of the best within the industry.

Having facilitated the investment of more than £130 million into credit-worthy UK businesses since our launch in March 2013 and the resultant £13m of gross interest before tax earned by lenders, Assetz Capital has become known for its secure investment model.  Every Assetz loan is backed with property, and/or other realisable security in order to minimise the risk for investors.

Stuart Law, Chief Executive of Assetz Capital commented, “Being among only a handful of peer-to-peer platforms to be awarded a Defaqto 5 Star Rating further validates that our investment model offers investors a proven, successful and independently verified platform.” 

Law continued, “Our approach of employing a world-class credit underwriting team and taking validated and realisable security is essential for our investors’ peace of mind and security of returns. Our complete focus is ensuring the growth and security of our lenders’ investments, as well as the success of our borrowers’ businesses."

“Investors throughout the UK are now realising that Peer-to-Peer finance is a viable option for their investment portfolio. The Defaqto 5 Star Rating further cements our status as one of the few key investment platforms within a growing sector which is clearly gaining significant momentum in a low interest rate environment,” said Law

Zahid Bilgrami, CEO of Defaqto, said, “Star Ratings assess the quality and comprehensiveness of the features and benefits of financial products such as insurance and protection policies, current accounts, credit cards and investment products offer.”

Assetz Capital is committed to helping fill the finance gap left in the market from the credit crunch.  Since its inception in March 2013, more than 14,000 investors have registered through the Assetz Capital platform to lend over £130 million to credit-worthy UK businesses. In addition to personal guarantees from directors, Assetz Capital takes asset security, including charges on property and other hard assets such as plant and equipment, to support each and every loan.

Last September, Assetz Capital launched the third investor account - the Quick Access Account (QAA), with a Provision Fund.

The account has a capped target rate of 3.75% gross per annum that can vary each month, being set at the beginning of each month based on the loans within the account. The target rate will never fall below 3.75% gross per annum. Demand from investors has been strong and has attracted over £100m of inward lender capital investments to date and facilitated immediate redemption of around £65m when required back by those investors.  .

Investors can find out more about Assetz Capital by visiting: www.assetzcapital.co.uk/how-it-works/

Borrowers can find out more about Assetz Capital by visiting: www.assetzcapital.co.uk/borrow-introduce/contact/