Peer-to-peer lending involves risk to your capital; in this case, if the borrower is unable to repay their loan. At Assetz Capital, we take asset security on every loan, with discretionary Provision Funds for some of our investment accounts. However neither can guarantee that you will always receive your money back if a loan defaults so please remember that your capital is at risk. Investment Account target interest rates should be considered along with the relevant Investment Account expected defaults & losses information. Past performance does not guarantee future performance. Investment in peer-to-peer loans is not protected by the Financial Services Compensation Scheme. We recommend that prospective lenders read the Key Investor Information pages before investing.